Have you ever wonder why your online application for credit can be approved in 60 seconds? Or get pre-qualified auto loan for a car without asking you how much is your income? Or why your interest rates on loans are different from the interest rates of your friends or neighbors? Your credit scoring is the […]

Using your credit score in life off and on is an inevitable choice. Timely and inexpensive credit largely contributes towards streamlining your finances. You can not afford a credit denial at a critical stage in life throwing everything into chaos. Lending institutions use your credit score to evaluate your credit worthiness. Hence your best option […]

Most consumers do not spend much of their time thinking about their credit history. As long as one is punctual in paying their bills, they think that their credit score as well as their credit history is always clean and shiny. This is not always the case since many habits of the consumers may contribute […]

There are a lot of books, tables, eBooks, and other works available which are alleged to contain top secret information and tricks of the trade on how to improve your credit score. They often sell for hundreds of dollars, but they’re just not worth it. It’s true that Fair Isaac keeps the proprietary formula that […]

You will need to check your credit score from time to time to keep a check on the credit score and even improve it so that it goes high and even beyond 650 backing you up with an appreciable credit history. But what is really the credit report or the credit score all about? Well, […]